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Domestic High Risk Merchant Accounts
What is a Domestic High Risk Merchant Account?
Many business owners that need a high risk merchant account are confused as to whether they need a domestic account or an offshore account. At Atlas Payment Processing, we offer both domestic and offshore high risk merchant accounts.
A “domestic merchant account” means a bank in the United States is providing the settlement services for your transactions. The advantages of a domestic merchant account are simple, funding times and pricing. Typical funding times for a domestic merchant account are 24-72hrs, whereas, an offshore merchant account typically funds weekly, one week in arrears.
The rates and fees for a domestic high risk merchant account are generally less expensive than an offshore account, however, there are select business types that will benefit from lower rates by going offshore such as Electronic Cigarettes (E-Cigs).
How do I Know Whether I need a Domestic or Offshore Account?
At Atlas Payment Processing we can help you decide what type of account will be best for your business. There are certain businesses that do not qualify for a domestic merchant account. There are ten (10) domestic banks in the Atlas Payment Processing network, more than any other processing network in the country.
Below are a few of the high risk business types that can get a domestic merchant account from Atlas Payment Processing:
|Adult Dating Sites
Adult Novelties & Toys
Adult Online Content
Head Shops/Smoke Shops
Internet Start Ups
Marketing & SEO
Negative Renewal/Trial Offer
Real Estate & Mortgage
Timeshare Related Business
Travel & Tour
How Long Does it Take to Get Approved for a Domestic High Risk Merchant Account?
At Atlas Payment Processing we can have you accepting credit cards through a domestic merchant account in 24-hours or less. We have instant approval merchant accounts that can help your high risk business get approved faster than any other high risk provider on the market.
Apply Now for a domestic high risk merchant account and start accepting credit cards today!
Please click on the “Apply Now” above and fill in the questionnaire that will allow our team to
evaluate your needs and present an efficient and effective solution for your business.
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Atlas Payment Processing is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA