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Are you starting up a new online business? Or looking to improve your company’s online payment processing system? At Atlas Payment Processing, we offer online payment processing services to meet your business needs.
Credit Card Processing Services
Your merchant account enables your business to accept and process credit card orders. When processing a customer’s credit card, the transaction will go through a series of complex steps, resulting in the customer’s funds being transferred through your merchant account, and then deposited into your business’ checking account within 2 to 3 business days.
The process is done in real-time, therefore, the customer experiences immediate results and you can conduct transactions automatically, which is particularly important if you do not have much time at your disposal. Companies tend to prefer real-time processing when they are selling goods or services, such as online applications or information that can be delivered over the Internet within minutes. Atlas Payment Processing will activate the secure payment gateway; securing the transaction between your website and the backend processing bank.
Debit/ATM Card Processing and e-Checks
A customer’s debit or ATM card can be processed almost exactly like a credit card except the funds get deducted from the customer’s checking account. Online checks, also known as e-Checks, are the online equivalent to standard paper checks. The only difference is the e-Check does not require the customer’s signature. All you will need to process the transaction is the name of the bank that issued the customer’s checks, the routing number printed on the check, and the customer’s checking account number.
There are two ways your business can accept online checks. You could buy a software application that enables you to print online checks. Your next step would be to deposit these checks into the bank like a standard check. The downside to this method is you will have to wait a few days to ensure the check clears before shipping the customer’s order.
The preferred method of accepting e-Checks is to set up a transaction service that verifies the completeness and accuracy of the online check, and for an additional fee, guarantees the check. As an added benefit, the transaction service would reimburse you if the customer’s check turns out to be invalid.
Apply Now for a merchant account and start accepting credit card payments today!
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Atlas Payment Processing is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA